Cash-Pay & DPC Value Messaging
Simple, Transparent Healthcare
At Panacea Health Haven, you know what your care costs before you receive it.
No Copays. No Deductibles. No Surprise Bills.
Because Panacea Health Haven is a direct-pay practice, our medical services are not submitted to insurance.
That means you do not have to worry about the following:
- Copays for your visits
- Meeting an insurance deductible before receiving care
- Coinsurance for professional services
- Unexpected insurance adjustments to your visit fee
- Waiting for an insurance company to decide whether your visit is covered
The price you see is the price you pay for care provided by Panacea Health Haven.
Two Simple Ways to Receive Care
Choose the option that works best for you:
À La Carte Care
Pay only when you need a visit.
No insurance billing. No copay. No deductible.
Panacea Direct Primary Care
$65/month
Ongoing primary care with predictable monthly pricing.
No copays for DPC visits. No deductibles to meet. No per-visit charge for covered DPC services.
Panacea Direct Primary Care
$65 per month
Imagine being able to contact your primary-care provider when you need help without wondering: “How much is this visit going to cost me?”
With Panacea Direct Primary Care, routine primary-care services included in your membership are covered by your monthly fee.
That means:
- NO COPAYS
- NO DEDUCTIBLES
- NO PER-VISIT FEES
- NO INSURANCE CLAIMS FOR SERVICES COVERED BY YOUR DPC MEMBERSHIP
Instead, you pay one predictable monthly membership fee and have an ongoing relationship with a provider who knows you and your health history.
DPC Membership Includes the Following:
- Routine primary-care visits
- Established-patient acute care visits
- Chronic-condition management
- Medical Weight Loss
- Routine lab interpretation
- Routine menopause and hormone-therapy follow-up
- Routine medication monitoring
- Routine prescription refills
- Preventive-care planning
- Imaging and referral orders when medically appropriate
- Care coordination
- Routine secure messaging
- Reasonable telephone, text, secure-message, and video access during business hours
- 30% off recommended professional-grade supplements
- 20% off Panacea Health Haven self-pay laboratory pricing
$65/month
No annual contract.
No copays for covered services.
No deductible to meet before using your membership.
À La Carte Care Is Also Cash Pay
Patients who do not want a monthly membership may continue to receive care on an à la carte basis.
Initial Comprehensive Visit
$199
Established Patient Follow-Up
$150
Established Patient Acute Care Visit
$75
Comprehensive Lab Review
$150
These are transparent cash-pay prices.
There is no copay and no deductible applied to Panacea Health Haven's professional fees.
You simply pay the published price for the service you choose.
What About My Health Insurance?
You can still have health insurance.
Choosing Direct Primary Care or cash-pay medical care at Panacea Health Haven does not mean you have to give up your insurance.
Many patients continue to use insurance for larger or third-party medical expenses such as the following:
- Laboratory testing
- Prescription medications
- Imaging
- Specialists
- Emergency care
- Hospital care
- Procedures performed outside Panacea Health Haven
When these services are billed to insurance, your insurance plan's normal rules still apply.
That may include the following:
- Deductibles
- Copays
- Coinsurance
- Coverage limitations
- Prior authorization requirements
- Denied claims
- Noncovered services
The no-copay and no-deductible benefit applies to cash-pay professional services provided directly by Panacea Health Haven and to services included in your DPC membership.
Laboratory Testing
You have options.
Use Your Insurance
When available, laboratory testing may be submitted to your insurance by the laboratory.
Your insurance plan may apply:
- Deductibles
- Copays
- Coinsurance
- Coverage limitations
- Medical-necessity requirements
Coverage is never guaranteed.
Choose Self-Pay Labs
You may instead choose Panacea Health Haven's self-pay laboratory pricing. With the self-pay option, you know the Panacea lab price before testing.
DPC members receive:
20% Off Panacea Self-Pay Laboratory Pricing
There is no insurance claim for testing purchased through Panacea's self-pay laboratory pathway.
Prescription Medications
Patients may use insurance for prescription medications when accepted by the pharmacy. Your insurance plan may apply a copay, deductible, coinsurance, formulary restriction, or denial. Patients may also choose available cash-pay medication options. Medication costs are separate from Panacea Health Haven's professional medical fees.
The Panacea Difference
Traditional healthcare pricing can be difficult to predict. A visit may involve a copay today, a deductible balance later, and an additional bill weeks after the appointment.
At Panacea Health Haven, our pricing is intentionally different.
- Transparent Pricing - You know what Panacea charges before receiving the service.
- No Copays - Panacea does not collect insurance copays for its cash-pay professional services.
- No Deductible to Meet - You do not have to spend thousands of dollars toward an insurance deductible before accessing Panacea care.
- No Insurance Permission Required for Your Panacea Visit - Treatment decisions are based on the clinician-patient relationship—not whether an insurance company agrees to pay for the office visit.
- Flexible Options - Choose à la carte care or a $65/month Direct Primary Care membership.
Ready to Get Started?
All new patients begin with the following:
- $199 Initial Comprehensive Visit
- No copay
- No deductible
- Transparent pricing
After your initial visit, continue with à la carte care or join Panacea Direct Primary Care:
- $65/month
- No copays for covered DPC services
- No deductible to meet
- No per-visit fee for included primary care
Personalized care. Predictable costs. An ongoing relationship with a provider who knows you.
Get Answers, Not Dismissal.
